🏦📈 Regional Banks Are Back in CRE Lending — What It Means for Smart Borrowers in 2026

Bill Rapp - Commercial & Residential Mortgage Broker

Published on: 28/01/2026

Regional Banks Are Quietly Re-Entering CRE Lending — And the Math Finally Works Again After nearly three years of retrenchment, regional banks are cautiously re-entering the commercial real estate (CRE) lending market. This shift marks a meaningful inflection point for borrowers who survived the post-2022 credit contraction and are now seeing refinancing and acquisition math improve as interest rates ease.

Bill Rapp, Commercial Mortgage Broker

💸 CRE Borrowing Costs Drop: Why Debt Markets Are Finally Loosening in 2025 📉

Bill Rapp - Commercial & Residential Mortgage Broker

Published on: 17/11/2025

CRE Borrowing Costs Drop as Debt Markets Loosen in 2025 After two years of high volatility, the commercial real estate (CRE) debt markets are finally loosening—and borrowing costs are dropping. Rates are down, lenders are re-engaging, and capital is flowing again. For investors and property owners, 2025 is shaping up to be the most favorable financing environment since early 2022.

Bill Rapp, Commercial Mortgage Broker

🏦 How Lenders Evaluate CRE Deals | Key Metrics Every Investor Must Know 📊

Bill Rapp - Commercial & Residential Mortgage Broker

Published on: 03/10/2025

🏦 How Lenders Evaluate CRE Deals: What Investors Need to Know When it comes to commercial real estate (CRE) financing, securing the right loan often comes down to how well your deal holds up under a lender’s microscope. Lenders don’t just look at the property itself—they analyze a combination of financial metrics, market conditions, sponsor strength, and risk factors to decide whether to approve your loan.

Bill Rapp, Commercial Mortgage Broker